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 Posted: Wed, 25th Jan 2006 00:18 Post subject: student loan |
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Hmmm yeah I am in a bit of a pickle
So I have a student loan out, and I am taking perhaps a year off university or so, and my bank thinks that I have finished school and wants me to repay the loan. So I am just wondering if I give the bank like a timetable plus my student card, will that be enough information for them, and will they check this information personally? Or just believe me.
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[sYn]
[Moderator] Elitist
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-=Cartoon=-
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Location: South Pacific Ocean
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| Posted: Wed, 25th Jan 2006 01:25 Post subject: |
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| Posted: Wed, 25th Jan 2006 01:59 Post subject: |
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they're always interest free aren't they?
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| Posted: Wed, 25th Jan 2006 02:10 Post subject: |
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| Sublime wrote: | | they're always interest free aren't they? |
Not here in Canada where the government handles student loans... mine have gained about 2 grand in interest but i haven't paid on it since i got it (3yrs ago)  it's not much interest like 50 bux a month but it adds up over time |
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SycoShaman
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| Posted: Wed, 25th Jan 2006 02:19 Post subject: |
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| Lod|_Dod| wrote: | | Sublime wrote: | | they're always interest free aren't they? |
Not here in Canada where the government handles student loans... mine have gained about 2 grand in interest but i haven't paid on it since i got it (3yrs ago) it's not much interest like 50 bux a month but it adds up over time |
Dude, my uncle is like 57 or so and he's STILL payin his student loans from the 60's/70's. BUT, he only pays $1 a month I dont have any students loans thank god.
Cant u do that tho? the dollar a month thing?
Fuck em, I say education should be free for all. Or atleast a hell of alot cheaper than it is. |
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nouseforaname
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| Posted: Wed, 25th Jan 2006 07:03 Post subject: Re: student loan |
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| RoSmecher wrote: | Hmmm yeah I am in a bit of a pickle
So I have a student loan out, and I am taking perhaps a year off university or so, and my bank thinks that I have finished school and wants me to repay the loan. So I am just wondering if I give the bank like a timetable plus my student card, will that be enough information for them, and will they check this information personally? Or just believe me. |
err... you're going to have to tell us where you're from dude 
| SycoShaman wrote: | | Lod|_Dod| wrote: | | Sublime wrote: | | they're always interest free aren't they? |
Not here in Canada where the government handles student loans... mine have gained about 2 grand in interest but i haven't paid on it since i got it (3yrs ago) it's not much interest like 50 bux a month but it adds up over time |
Dude, my uncle is like 57 or so and he's STILL payin his student loans from the 60's/70's. BUT, he only pays $1 a month I dont have any students loans thank god.
Cant u do that tho? the dollar a month thing?
Fuck em, I say education should be free for all. Or atleast a hell of alot cheaper than it is. |
I owe almost $54K for 7 years (pretty much max gov loans for all years, 1.5x the money for a year of grad school). I'm paying for 95% of my school by myself.
My loans were interest free (OSAP) until I finished going to school full-time. They give you a break to start paying, but the interest starts right away when you're finished, unless you can get loan forgiveness for the interest (based on financial need). I have to start making payments really soon.
Fuck school is expensive. Should be cheaper, especially considering that I've started working in a public sector type job that is of benefit to them. They should think of it as job training.
asus z170-A || core i5-6600K || geforce gtx 970 4gb || 16gb ddr4 ram || win10 || 1080p led samsung 27"
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Macknu
Posts: 636
Location: Sweden
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| Posted: Wed, 25th Jan 2006 09:22 Post subject: |
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spankie
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nouseforaname
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| Posted: Wed, 25th Jan 2006 17:25 Post subject: |
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| Macknu wrote: | | Schools in canada costs? Thought you had free education. |
Yeah. fucking. right.
Seriously, I wish... Universities are somewhat subsidized to keep tuition lower than say, the US, but not even close to free.
asus z170-A || core i5-6600K || geforce gtx 970 4gb || 16gb ddr4 ram || win10 || 1080p led samsung 27"
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deelix
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| Posted: Wed, 25th Jan 2006 23:40 Post subject: |
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| deelix wrote: | Im one of those few guys who can "save" money  So i got 40k NOK aka 4,980.93 EUR
So the question is... Car? study? car? study? Or both |
beer + weed + hookers = some crazy days you never going to forget  |
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deelix
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| Posted: Thu, 26th Jan 2006 04:22 Post subject: |
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SycoShaman
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Location: Toronto, Canada
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| Posted: Thu, 26th Jan 2006 05:02 Post subject: |
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| Macknu wrote: | | SycoShaman wrote: | | Lod|_Dod| wrote: |
Not here in Canada where the government handles student loans... mine have gained about 2 grand in interest but i haven't paid on it since i got it (3yrs ago) it's not much interest like 50 bux a month but it adds up over time |
Dude, my uncle is like 57 or so and he's STILL payin his student loans from the 60's/70's. BUT, he only pays $1 a month I dont have any students loans thank god.
Cant u do that tho? the dollar a month thing?
Fuck em, I say education should be free for all. Or atleast a hell of alot cheaper than it is. |
Schools in canada costs? Thought you had free education. |
Where did u hear that dude? Naw man, post secondary education in canada is fuckin expensive. Even courses and nite programs are fuckin expensive + materials too.
If college and university were free, i prolly would have went, but fuck, no way could i afford to go to university when i was 18 and shit. |
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TheSaint
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| Posted: Thu, 26th Jan 2006 23:10 Post subject: |
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if you're in the UK, you dont have to pay back your student loan until you're earning over 15 grand. I'm on a years break from uni and I dont need to pay mine back.
oh and to whoever said it, student loans in the UK aren't interest free. Student overdrafts are though. And if you're in the UK also, HSBC have a gap year service. If it's an overdraft you're talking about though, all you'd need to do would be "pay it off" by changing to a current account instead of a student account for a year.
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[sYn]
[Moderator] Elitist
Posts: 8374
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| Posted: Fri, 27th Jan 2006 01:15 Post subject: |
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Student loans only increase with inflation right? Least that what those bastards keep telling me!
*shakes fist*
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| Posted: Fri, 27th Jan 2006 11:39 Post subject: |
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"Student loans are designed to be inflation-neutral and are cheaper than commercially available loans. The interest rate is based on the retail price index and fixed for the year. Loans issued this September will be fixed at 3.2% for the next 12 months. This can and will change with inflation and the new rate, based on the headline rate of inflation in March, will be announced each September. As soon as the loan is paid to a student interest starts to build up. It continues to accrue throughout the life of the loan, until it has been paid back in full."
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| Posted: Fri, 27th Jan 2006 13:12 Post subject: |
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| spankie wrote: | come to belgium. 500€ and all the rest is free
you want to study abroad, 5000€ scholarship. Gotta to love it |
yeah if you dont buy books
if yu do its 600 or 700 € (700 beeing the very max)
| TheSaint wrote: | We get studentfinancing in holland, i only get 90€ a month because i live at home  . |
wtf i get nothing |
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deelix
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