Need help organizing some things in the US(bank account etc) View previous topic :: View next topic  


NFOHump.com Forum Index - General chatter
Page 1 of 1
bringiton




Posts: 3720
PostPosted: Tue, 17th May 2011 08:57    Post subject: Need help organizing some things in the US(bank account etc)
So I will be going to NYC for 3 month at the end of the year.
I will be working as an intern, and need some help to organize some things beforehand, so I don't have to do everything when I get there.

I will probably need an bank account. I will get a paycheck, so I will need a way to make that into cash. Do I need a bank account for that? I do have a VISA card already, so I just really need a way to get my money.

I will also need some kind of contract for my mobile phone. I won't be using it much for talking, but a mobile internet flatrate is a must. I don't really care about free minutes, but data should be covered.

I will have a social security number, if that is important, but I will only get it once I have arrived in NYC.

Any help from you guys please? Smile
Back to top
Mchart




Posts: 7314
PostPosted: Tue, 17th May 2011 09:05    Post subject:
Eh, it'll be a lot easier to set everything up in person once you get there. Will take you like 30 minutes tops to set up a bank account at a bank. Banks aren't fucking gay and lazy like in Europe when it comes to business hours, nor do you need to setup some bullshit appointment.
Back to top
tainted4ever
VIP Member



Posts: 11336
PostPosted: Tue, 17th May 2011 09:17    Post subject:
What Mchart is right. Even when I set up a business account for a new corporation the process takes under 1 hour in person. Just have stuff like a Social Security Number (dunno what you would use), passport, and one other form of ID.

Sense Amid Madness, Wit Amidst Folly
Back to top
Ankh




Posts: 23350
Location: Trelleborg
PostPosted: Tue, 17th May 2011 09:23    Post subject:
Mchart wrote:
Eh, it'll be a lot easier to set everything up in person once you get there. Will take you like 30 minutes tops to set up a bank account at a bank. Banks aren't fucking gay and lazy like in Europe when it comes to business hours, nor do you need to setup some bullshit appointment.


Appointment? Lazy? I've never experienced that in Sweden when going to the bank. Only time i've had the need to set an appointment is when i've needed help with a bankloan.

shitloads of new stuff in my pc. Cant keep track of it all.
Back to top
Mchart




Posts: 7314
PostPosted: Tue, 17th May 2011 09:27    Post subject:
When you go into a US bank branch you can get whatever the hell you need done on the spot.

Whenever I've gone to a bank in the UK and Germany I have to make an appointment to do anything beyond the deposits/withdraw. The hours also really suck.
Back to top
Ankh




Posts: 23350
Location: Trelleborg
PostPosted: Tue, 17th May 2011 09:40    Post subject:
The hours is sucky - that I agree on.

Reason why You often need to man an appointment is cos the low amount of people working in the banks.
I'd rather see less people working there tbh Smile besides, who actually goes to a bank nowadays? Wink

shitloads of new stuff in my pc. Cant keep track of it all.
Back to top
Mchart




Posts: 7314
PostPosted: Tue, 17th May 2011 09:55    Post subject:
Ankh wrote:
The hours is sucky - that I agree on.

Reason why You often need to man an appointment is cos the low amount of people working in the banks.
I'd rather see less people working there tbh Smile besides, who actually goes to a bank nowadays? Wink


Just because you don't have money doesn't mean everyone doesn't.

Smug
Back to top
Ankh




Posts: 23350
Location: Trelleborg
PostPosted: Tue, 17th May 2011 09:58    Post subject:
Mchart wrote:
Ankh wrote:
The hours is sucky - that I agree on.

Reason why You often need to man an appointment is cos the low amount of people working in the banks.
I'd rather see less people working there tbh Smile besides, who actually goes to a bank nowadays? Wink


Just because you don't have money doesn't mean everyone doesn't.

Smug


Ahh but thats where you're wrong mate Smile Ive got enough money...point is - why enter the bank when you got visa and internet banks to use nowadays?

shitloads of new stuff in my pc. Cant keep track of it all.
Back to top
Mchart




Posts: 7314
PostPosted: Tue, 17th May 2011 10:15    Post subject:
Usually because the chicks that work there are young and hot.
Back to top
Ankh




Posts: 23350
Location: Trelleborg
PostPosted: Tue, 17th May 2011 10:23    Post subject:
Mchart wrote:
Usually because the chicks that work there are young and hot.


Unfortunatly thats something i've never experienced Razz

shitloads of new stuff in my pc. Cant keep track of it all.
Back to top
helvete




Posts: 2727
Location: Sweden
PostPosted: Tue, 17th May 2011 13:35    Post subject:
I've never seen any hot chicks in the US either. ZING!
 Spoiler:
 

REPOST
Back to top
Frant
King's Bounty



Posts: 24655
Location: Your Mom
PostPosted: Tue, 17th May 2011 17:42    Post subject:
Mchart wrote:
When you go into a US bank branch you can get whatever the hell you need done on the spot.

Whenever I've gone to a bank in the UK and Germany I have to make an appointment to do anything beyond the deposits/withdraw. The hours also really suck.


Ah, yes, UK and Germany is the same as the entirety of Europe, right? Rolling Eyes

Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn!

"The sky was the color of a TV tuned to a dead station" - Neuromancer
Back to top
bringiton




Posts: 3720
PostPosted: Tue, 17th May 2011 18:15    Post subject:
So what bank can you suggest? Obviously I don't want to pay much (or if possible anything) for my account.

And what provider can you suggest for a mobile contract?

“The only way to deal with an unfree world is to become so absolutely free that your very existence is an act of rebellion.”
- Albert Camus
Back to top
garus
VIP Member



Posts: 34197
PostPosted: Tue, 17th May 2011 18:17    Post subject:
snip


Last edited by garus on Tue, 27th Aug 2024 21:53; edited 1 time in total
Back to top
Mchart




Posts: 7314
PostPosted: Wed, 18th May 2011 02:31    Post subject:
Frant wrote:
Mchart wrote:
When you go into a US bank branch you can get whatever the hell you need done on the spot.

Whenever I've gone to a bank in the UK and Germany I have to make an appointment to do anything beyond the deposits/withdraw. The hours also really suck.


Ah, yes, UK and Germany is the same as the entirety of Europe, right? Rolling Eyes


Considering that the UK and Germany, in my experiance, are the least lazy when it comes to business hours - Yes, and yes, i've travelled to more then just UK and Germany. I'm not going to bother arguing this one with you as anyone who has lived in Europe and lived in the States knows that there is indeed a huge difference.


Last edited by Mchart on Wed, 18th May 2011 02:39; edited 1 time in total
Back to top
Mchart




Posts: 7314
PostPosted: Wed, 18th May 2011 02:32    Post subject:
bringiton wrote:
So what bank can you suggest? Obviously I don't want to pay much (or if possible anything) for my account.

And what provider can you suggest for a mobile contract?


You don't pay anything for an account at any bank in the US besides keeping a minimum balance of 25 bucks usually. I'd say the bank with the best online features, which is USAA. However, only military members or their family can open an account.

I can't suggest a provider because it depends on the area. I have no idea who the best provider in NewYork is. I would think they are all good given it is new york though.
Back to top
nouseforaname
Über-VIP Member



Posts: 21306
Location: Toronto, Canada
PostPosted: Wed, 18th May 2011 03:16    Post subject:
ING is big in N.America and they don't charge any fees for chequing accounts, maybe you can start one in EU and still access it in NA?

and agree with Mchart that basically any 'major' bank should have good services in NYC.

asus z170-A || core i5-6600K || geforce gtx 970 4gb || 16gb ddr4 ram || win10 || 1080p led samsung 27"
Back to top
snoop1050
Banned



Posts: 5057
PostPosted: Wed, 18th May 2011 09:47    Post subject:
Mchart wrote:
When you go into a US bank branch you can get whatever the hell you need done on the spot.

Whenever I've gone to a bank in the UK and Germany I have to make an appointment to do anything beyond the deposits/withdraw. The hours also really suck.
then your bank fucking sucks cos in the ukl my bank doesnt do apointments unless its for a loan or some shit
Back to top
Mchart




Posts: 7314
PostPosted: Wed, 18th May 2011 11:19    Post subject:
snoop1050 wrote:
Mchart wrote:
When you go into a US bank branch you can get whatever the hell you need done on the spot.

Whenever I've gone to a bank in the UK and Germany I have to make an appointment to do anything beyond the deposits/withdraw. The hours also really suck.
then your bank fucking sucks cos in the ukl my bank doesnt do apointments unless its for a loan or some shit


Again, in the US you don't need to make an appointment for shit. If I want a loan, I just go in and get in a loan.
Back to top
pistolshrimp
Über-VIP Member



Posts: 11007
PostPosted: Wed, 18th May 2011 11:31    Post subject:
They usually do both, apts or walkins. If it is a renewal they call and set up an apt, but you can walk in and wait for someone to be advail.
Back to top
Page 1 of 1 All times are GMT + 1 Hour
NFOHump.com Forum Index - General chatter
Signature/Avatar nuking: none (can be changed in your profile)  


Display posts from previous:   

Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


Powered by phpBB 2.0.8 © 2001, 2002 phpBB Group