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 Posted: Thu, 19th Jul 2012 17:39 Post subject: |
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€800 is a lot of cash, but that should only be for the first year.. each year after that your no-claims bonus should drop that premium by a LOT. I think, in England, 5 years no claims can actually end up giving you a 50% cut on your policy payments .. and, of course, the longer you've been driving the cheaper your insurance gets anyhow.
Still sucks though, especially as insurance companies are nothing but scam artists anyway. If you ever do go to claim, they'll do everything they can to fuck you... and then they'll fuck you AFTER they pay by putting your premium up. Joy.
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BonerUK
Posts: 2496
Location: Liverpool UK
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| Posted: Thu, 19th Jul 2012 17:49 Post subject: |
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BonerUK
Posts: 2496
Location: Liverpool UK
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BonerUK
Posts: 2496
Location: Liverpool UK
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BonerUK
Posts: 2496
Location: Liverpool UK
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| Posted: Thu, 19th Jul 2012 17:55 Post subject: |
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lol all i have to say is liverpool and u understand
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| Posted: Thu, 19th Jul 2012 18:29 Post subject: |
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Well, i live in a shitty city(20k people), i drive a 6-year old, pre-facelift Toyota Avensis, yet i still will have to pay a shitload of money, in a country where the minimum wage is 160 euro.
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Mythril
Posts: 703
Location: Playing Hunt: Showdown
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| Posted: Thu, 19th Jul 2012 18:58 Post subject: |
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£340 for a 52 plate Astravan :/
---=== AMD Ryzen 7 9800X3D / RTX 4090 FE / 32GB DDR5 6000 / 2TB Gen 5 M.2 / 1 x TB M.2 / 45" Corsair Flex / ASUS ROG Ryujin III AIO / SoundBlaster AE-5 Plus / Lian Li 011 Dynamic XL / Logitech MX Master S2 / Logitech G915 TKL / Steelseries Arctis Pro Wireless ===---
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MAD_MAX333
Moderator
Posts: 7020
Location: Toronto, Canada...eh
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| Posted: Thu, 19th Jul 2012 19:48 Post subject: |
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you fuckers are complaining about 800 euros worth of insurance a year? i use to pay that MONTHLY before i turned 25... now its something closer to 350 euros A MONTH! and i feel lucky to get this price...
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| Posted: Thu, 19th Jul 2012 21:23 Post subject: |
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| MAD_MAX333 wrote: | | you fuckers are complaining about 800 euros worth of insurance a year? i use to pay that MONTHLY before i turned 25... now its something closer to 350 euros A MONTH! and i feel lucky to get this price... |
Well, my monthly income is around 1100 euros, so it's almost like i work a whole month per year just to pay these fuckers. And i really wanted an upgrade - i'm sick of playing BF3 without AA 
And really, since i got this car last year, i feel it's such a goddamn money sink : mandatory yearly insurance, yearly preventive maintenance, fuel, washing,yearly road tax, 2-years mandatory technical inspection, yearly tax for owning the car, etc. I mean, it's a great car - reliable and comfortable - but it's really expensive to keep it in top shape.
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zipfero
Posts: 8938
Location: White Shaft
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| Posted: Thu, 19th Jul 2012 21:43 Post subject: |
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| Posted: Fri, 20th Jul 2012 02:23 Post subject: |
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car insurance: 995 euro/year
personal insurance: 181 euro/year
travel insurance: 131 euro/year
Total: 1307 eur/year (109 eur/month)
The car is a '03 vw passat, and I'm 23 years old with a 70% bonus.
It's not possible having plates on a car without insurance here.
I hate you.
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| Posted: Fri, 20th Jul 2012 02:46 Post subject: |
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something happens could be making you pay for the rest of your life! I know its a scam but
having insurance sort of helps things to not happen. My house just burned down, had no renters insurance and lost everything
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| Posted: Fri, 20th Jul 2012 03:20 Post subject: |
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i pay around 500 euros a year, but havent had an accident in my life that was my fault and its only a toyota corolla. Though ive been told if i shop around i could shave off another 100 euros.
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nouseforaname
Über-VIP Member
Posts: 21306
Location: Toronto, Canada
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| Posted: Fri, 20th Jul 2012 09:09 Post subject: |
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I just signed up for $3600 USD for a year for 3 cars. 2 are financed and the other is my sons car and he got his drivers license about 9 months ago. Move to the US if u wanna be ass raped by insurance companies. Not be cause of accidents. But because of sue happy fuckin idiots trying to make an easy dollar.
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| Posted: Mon, 23rd Jul 2012 11:49 Post subject: |
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23€ for 3months. I feel kinda lucky.
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| Posted: Mon, 23rd Jul 2012 13:54 Post subject: |
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Insurance company s are total scum these days, the amount they ask for the cover they get needs to be investigated by the ombudsman or whatever it's called.
It's nothing short of robbery.
If we asked the prices they ask us we would be behind bars for many years.
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hyper x 32 gb ddr 4 memory.
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Lg 4k 42 inch tv.
Oculus Quest 2.
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| Posted: Mon, 23rd Jul 2012 14:16 Post subject: |
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I pay £28 mnth fully comp :O and I dont even have a car running right now lol.. just to keep it up u know :O lolling at the prices in the states, christ fuck dat! next year should be even cheaper as it goes into 5yrs no claims
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| Posted: Mon, 23rd Jul 2012 14:18 Post subject: |
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| moosenoodles wrote: | | I pay £28 mnth fully comp :O |
That's close to what my mum pays too.. even when we were living in Bournemouth. I think, though it's been a while since I last checked, that her premium was around £400 a year.. so roughly £33 a month for fully comp.
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| Posted: Mon, 23rd Jul 2012 14:24 Post subject: |
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| sabin1981 wrote: | | moosenoodles wrote: | | I pay £28 mnth fully comp :O |
That's close to what my mum pays too.. even when we were living in Bournemouth. I think, though it's been a while since I last checked, that her premium was around £400 a year.. so roughly £33 a month for fully comp. |
yup its good here if u age and just dont claim lol. and stick with one insurer otherwise keep getting raped. |
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| Posted: Mon, 23rd Jul 2012 14:36 Post subject: |
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Some insurers will allow you to bring your NCB with you, but yeah.. best to stick to one insurer so you don't get ripped off by the fluctuating premiums. Oh and she was driving a 1.8 Astra too.
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| Posted: Mon, 23rd Jul 2012 16:49 Post subject: Re: Car insurance :( |
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| BloodySpy wrote: | | Bye bye, new computer, i have to hold tight to my old E8400 / GTX260 museum piece. |
E8400 and GTX260 are still very competent hardware, quit being a wimp and man the fuck up.
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| Posted: Mon, 23rd Jul 2012 16:53 Post subject: |
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Bye bye, new computer, i have to hold tight to my old E8400 / GTX260 museum piece.
What the fuck kind of car are you driving? A Hummer?? 
) this is the first time my wife has had insurance in her name - she's always been a co-sign on someone else's, such as family - next year it will drop significantly, probably up to 800kr.
