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 Posted: Wed, 18th Jan 2012 19:45 Post subject: Pay Day Loans |
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I'm getting calls from loads of different companies offering me these bollocks pay day loans saying that 'They've received information that I'm struggling with debt'.
I dont have any debt!
Where the hell are they getting this info from is beyond me because I have never applied for a loan.
I wish they would fuck off. Anyone in the UK know how I can stop this?
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BonerUK
Posts: 2496
Location: Liverpool UK
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| Posted: Wed, 18th Jan 2012 19:55 Post subject: |
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Well when they call they say they received the info from another company but they don't know which company that is.
I have a feeling that it's one company giving my info to a load of others.
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| Posted: Wed, 18th Jan 2012 20:14 Post subject: |
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'OBVIOUSLY' there talking a load of shit.
Tell them to go and stick there head in a meat mincer.
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| Posted: Wed, 18th Jan 2012 20:27 Post subject: |
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Register with the Telephone Preference Service and when these companies call, tell them to remove all your details from their computers and tell them that you're registered with the Telephone Preference Service and cold calling you is illegal.
http://www.mpsonline.org.uk/tps/index.html
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| Posted: Wed, 18th Jan 2012 20:29 Post subject: |
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cheers, i'll do that and see if it I still get the calls
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Werelds
Special Little Man
Posts: 15098
Location: 0100111001001100
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| Posted: Wed, 18th Jan 2012 20:39 Post subject: |
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You will. We have the same system here in NL, with an "opt-out" program which just doesn't work for shit. My dad bought some stuff from a company years ago, under his own name with his own phone number. Unfortunately though my dad and I share the same first letter of our first name, so all of a sudden I started getting these calls, with them claiming they officially had my number, hand written on a form, and that's how they got it. Obviously the name sorta matched so that was good enough, legally speaking.
Want to know how to solve it?
The 5th time they called after kindly asking them to remove my details because I'm not my own dad ( ) I basically went complete asshole to the dude on the other end of the phone - I remained perfectly calm though. Tell them that they either remove your data or deliver some hard proof that you sent your details to them. If they do not comply, you'll sue them for harassment and unwanted solicitation. And even though sueing for bullshit like this isn't common here in NL like in the US, in a case like this you can actually get your legal support pro bono, we have a fuckload of organisations that'll stand behind you in this case.
Worked for me, last I ever heard of them. Dude on the other end also went completely silent and just ended the call with "Okay. Bye.". Not fair to him I guess, but getting a call from them 5 times within 2 weeks while working and fucking ASKING them to remove my details with them ignoring my request kind of pissed me off. Still does 
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garus
VIP Member
Posts: 34200
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| Posted: Wed, 18th Jan 2012 21:05 Post subject: |
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snip
Last edited by garus on Tue, 27th Aug 2024 21:25; edited 1 time in total
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sausje
Banned
Posts: 17716
Location: Limboland, Netherlands
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| Posted: Wed, 18th Jan 2012 21:28 Post subject: |
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@Werelds www.bel-me-niet.nl , i wrote my number there, never got a call again. If they would call, i could sue 
Proud member of Frustrated Association of International Losers Failing Against the Gifted and Superior (F.A.I.L.F.A.G.S)
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MAD_MAX333
Moderator
Posts: 7020
Location: Toronto, Canada...eh
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| Posted: Wed, 18th Jan 2012 22:12 Post subject: |
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hah i used em once to finish paying for christmas gifts since i dont use credit cards anymore.... borrowed 400.... paid back 480 in 5 days.... it was lovely.... fucking legal loan sharks
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| Posted: Thu, 19th Jan 2012 00:59 Post subject: |
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Last edited by Yondaime on Mon, 2nd Dec 2024 15:43; edited 1 time in total
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nouseforaname
Über-VIP Member
Posts: 21306
Location: Toronto, Canada
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| Posted: Thu, 19th Jan 2012 01:06 Post subject: |
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| MAD_MAX333 wrote: | | it was lovely.... fucking legal loan sharks |
this. they charge something like the equivalent of 2-300% annual interest (consider even a shitty credit card is like 18%)
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| Posted: Thu, 19th Jan 2012 13:34 Post subject: |
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| nouseforaname wrote: | | MAD_MAX333 wrote: | | it was lovely.... fucking legal loan sharks |
this. they charge something like the equivalent of 2-300% annual interest (consider even a shitty credit card is like 18%) |
Add an extra zero on the end of those percentages and you'd be closer.
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| Posted: Thu, 19th Jan 2012 21:27 Post subject: |
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| nouseforaname wrote: | | MAD_MAX333 wrote: | | it was lovely.... fucking legal loan sharks |
this. they charge something like the equivalent of 2-300% annual interest (consider even a shitty credit card is like 18%) |
Yep. Some of the sketchiest characters I've ever met. Putting yourself on a nocall list won't work; these are fly by night companies that don't give a shit about the laws. Consider changing your phone number.
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