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spankie
VIP Member
Posts: 2958
Location: Belgium
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 Posted: Wed, 2nd Dec 2009 11:38 Post subject: |
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you might consider getting a special type of VISA
i know in my belgian bank, i can get a visa pinto which is specially protected. So when you pay online using VISA (just like you would do with a rergular VISA), you always have to confirm your payment by doing a old-school money transfer within 2 months.
So you have the ease of paying using only your card anytime anywhere and the security by confirming withing 2 monts. The only downside is that you have to pay 1% extra on every payment.
I personally dont have it, because i dont use visa that much and i would forget to confirm my payments using the old-school transfer, but it might be something for you. Just check @ your local banks.
In belgium it is called KBC VISA Pinto... unfortunately i cannot find an english document... Im lazy, ill put the dutch version through babelfish for a superior translation quality 
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Permanent geldreserve Your credit limit amounts to standard 2, 500 euro Spread out pay YOU pay back a part or total of your expenditure the moment you are appropriate best YOU pay back monthly a minimum amount of 5% of your credit limit You pay the complete amount by the fiftieth of the month, then no interest is blamed on this amount With KBC-Online can examine you an overview daily of your card operations Easy money take and pay To all money automats with the logo of visas, in and foreign country YOU deliver your card, sign the pay-desk order or review your cipher in 2 years extra guarantee on your purchases of electric and electronic apparatuss If with your KBC-Pinto pay you visas, you 2 get years extra guarantee on already your aankopen*. YOU must be, however, still in the possession of your KBC-PINTO VISA-kaart at the moment of the declaration of damage *: validly for purchases of minimum 50 euro which are paid with your PINTO VISA-kaart 90 days purchase protection During 90 days after purchase your purchases have been protected against burglary or violence and accidental schade* Your purchases must be paid with your Pinto Visa-kaart and must minimum 50 euro cost *: validly for purchases of minimum 50 euro which are paid with your PINTO VISA-kaart Advantageous exchange rate Your payments and money integrations in a country which determines no part of the European currency Union are converted against a favourable exchange rate Certainty With additional PINTO-verzekering enjoy you, against payment a premium, extra financial protection: when your card is abused at loss or after robber stable; at death; at an incapacity for work of than two months sickness more or accident. Money transfers to your demand account YOU can by means of KBC-Online or let transfer PINTO-cliëntendienst the money on your demand account. It stands within four working days on your demand account Security At loss or robber stable of your card you ring immediate CardStop on 070, 344, 344 (from the foreign country is that +32 70 344, 344). Your card is then immediately blocked, as a result of which abuse has been excluded But YOU are responsible for maximum 150 euro to at the moment of the report (except in case of fraud or grove failure)
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TSR69
Banned
Posts: 14962
Location: Republic of the Seven United Provinces
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| Posted: Wed, 2nd Dec 2009 11:54 Post subject: |
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I guess sooner or later some kind of online authorisation check will become mandatory for CC use, till then CC's will stay insecure.
inz, that site where your CC was abused, prolly didn't ask for CCV?
Formerly known as iconized
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